About CA Loans

We believe that loan products should be easy to understand, easy to access and allow you peace of mind.

Regulations in the broking industry are continuing to improve across Australia. Think of your broker as being a professional resource in the same way you think of your accountant, financial planner or solicitor. We are in the business of building ongoing relationships with our clients and to think of your best interests, not those of the bank.

We will work with you and your service providers (real estate agent, conveyancer and lender) during your purchasing process, while ensuring we help you obtain the finance that best suits your circumstances and needs.

Your full financial situation would need to be reviewed prior to acceptance of any offer or product.

Thank you for taking the time to read about the steps to buying your home and obtaining finance. This guide is designed to help you through the process to ensure nothing is missed and that many of your questions are answered.

By all means, please call the office for more information or clarification about your own circumstances.

OUR TEAM

Meet Our Awesome Team Members

Lu Shi

Director & Senior Mortgage Broker

Lu Shi

Director & Senior Mortgage Broker
Individual Resume

Kathryn Xu

Professional Mortgage Broker

Kathryn Xu

Professional Mortgage Broker
Individual Resume

Wei Yang

Professional Mortgage Broker

Wei Yang

Professional Mortgage Broker
Individual Resume

Sophia Zhou

Marketing Manager

Sophia Zhou

Marketing Manager

Why Choose Us

Whether you are a first home buyer or a seasoned investor, We are committed to provide you with the right home loan to meet your needs. Along with providing great interest rates, unlimited additional deposits and redraw, we will provide you with customer service that you will value for the life of your loan.

Our industry leading customer service is what sets us apart from other home loan providers. Our commitment to you, our borrowers:

  • We will be easy to do business with
  • You will talk to a real person
  • We will get back to you
  • We will go the extra mile, every time
  • We will listen to what you want
  • We will provide a home loan that suits your needs
  • We will provide attractive interest rates
  • We are here to serve you, and you will be 100% satisfied with our service

We have a dedicated team here in house, ready to answer your questions. When you call the team, your call will be answered by a real person. Your queries will be answered by a friendly team member, and our team will guide you through your home loan application process, and into the future.

Not only that, our team is qualified and fully compliant. You can feel confident that you are in safe hands and we will find the loan that is right for you.

Lu Shi

Director & Senior Mortgage Broker

Lu Shi is a qualified and accredited Mortgage Finance Consultant who has been in the finance industry since Feb 2009.She enjoys the opportunity of meeting new people and helping them to realise their goal of owning their own home, or securing their financial future by investing in property. Lu has an exceptional knowledge of loan structuring and always ensures the client’s needs are matched with a suitable lending product, package and lender.Lu speaks fluent Mandarin.

施璐,2006年定居西澳,2009年2月在Westpac旗下金融机构RAMS工作两年,2011年加入澳洲 本地金融公司任职专业贷款顾问。于2014年4月创立CALOANS,任职董事和资深贷款顾问。Caloans 可提供有效率高质量的专业贷款服务。有47家银行,上千种产品可供选择。
房屋贷款申请,包括自住房,投资房,买地建房的贷款服务。贷款重组,商业贷款,自我管理养老金贷款等。也可以帮助非居民海外投资者申请贷款。

He Yang

CPA Senior Mortgage Broker

Yang is a fully accredited mortgage consultant and member of the Mortgage and Finance Association of Australia (MFAA). He joined CA Loans in 2014. Yang is a CPA and also can provide some advice regarding clients’ tax issue. He has a strong sense of ethics and great knowledge of mortgage broking, will always finds a most suitable deal for clients. He will help client through the whole process easily—from first call to settlement and beyond. Yang speaks Mandarin and English.

我是一名持牌贷款顾问, 是澳洲贷款和金融协会会员。 我于2014年加入CA贷款公司。 我同时也是一名澳洲注册会计师,还可以为客户提供关于买房投资等税务方面的建议。作为一名规范严格,贷款知识丰富的贷款顾问,我总是竭尽全力帮客户找到最适合的贷款产品。从第一次咨询到房屋完成过户的整个过程,我会帮客户解决所有难题,让客户全程无忧。

Kathryn Xu

Professional Mortgage Broker

Graduated with Bachelor degree in Accounting/Finance from Curtin University, Miss Kathryn Xu has 7 years of professional accounting experience before she joined CA Loans in 2015  as a financial mortgage broker. Miss Kathryn Xu Speaks English and Chinese Mandarin and Provide high quality home loan, car loan, commercial loan and personal loan services with Sustained high customer satisfaction ratings.

Miss Kathryn Xu 毕业于科廷大学Accounting/Finance学位,拥有7年专业会计从业经验。于2015年加入CA Loans,成为一名专业贷款经纪人,精通英文和普通话,专业的知识与能力与精益求精的工作态度和客户服务获得了大量客户好评。提供房屋贷款(Home/Investment Loan)贷款,贷款重组(Re-financing),土地建房贷款(Land and construction Loan,非居民贷款/457签证房屋贷款(Non-resident Loan/457 Visa Home Loan)。商业贷款(Commercial Loan)等金融服务。公司及团队拥有多年专业贷款经验,与各大银行联系紧密,致力于为您解决各种贷款问题。

Wei Yang

Professional Mortgage Broker

经济学硕士,CFA在读。2013年进入银行,从事企业贷款业务。2018年开始从事个人借贷。精通企业和个人借贷业务,熟知澳洲银行系统与产品。

Master in Economics, CFA Candidate. Joined the Banking industry in 2013 working on Business Lending. Became a professional Finance Broker in 2018. Experienced in both business and consumer lending. Thorough understanding of Australia Banking system and policies.